Money Hacks: Tips and Tricks to Improve Your Finances
When Glenn was in his early twenties he had 5 credit cards and racked up a $17,000 credit card debt. Understanding the trouble Glenn was in, he cut his cards up and consolidated the debt with a low rate personal loan. For those with multiple credit cards, cutting them up can limit the number of statements you receive and how often you have to make separate payments.
Some more tips:
Use cash. Instead of charging things to credit cards or debit cards, use cash for non-bill spending such as eating out, petrol, groceries.
Small weekly savings transfers.
Don't get catalogs.
Keep a 30-day spendin list.
Cook at home.
Use the envelope system.
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For information on the CAP money program CLICK HERE
Do you have any money hacks that could help someone?